Completing a digital ID check is a straightforward process, but to avoid delays, it’s essential to follow the correct steps and understand what’s required.
There are two common methods of doing a digital ID check, which are either by scanning a passport, or using your online bank account. This guide will cover both routes.
Before you get started, you will find your Digital ID request sent to you via email. If you can’t see the request, it is best to check your spam/junk folders!
It is recommended to do the Digital ID check on your smartphone.
How to Do a Digital ID Check Using a Passport & Selfie
Using your passport and a selfie is one of the most common ways to complete a digital ID check. Here’s how it works:
- Prepare Your Passport: Ensure your passport is valid, undamaged, and ready for scanning.
- Scan Your Passport:
- Use your device’s camera to capture a clear image of your passport.
- Follow on-screen instructions to ensure all details, including the photo and personal information, are visible.
- If you have a biometric passport, you may need to turn NFC on (via your phone settings) to scan the chip.
- In some cases, you may also be asked to scan your Driving Licence.
- Take a Selfie:
- Position yourself in a well-lit room to ensure the photo is clear.
- We recommend moving slightly to prove you’re a real person, not a photo!
- Submit: After completing these steps, your ID will be sent for analysis.
- Your ID check is not complete until you have seen a confirmation screen from the provider. It will be very clear when you have completed the process.
Tips to Successfully Complete a Passport & Selfie Check
- Lighting: Ensure your passport and selfie are taken in good lighting. Avoid glare on the passport that could make it hard to read.
- Hold Steady: Keep the passport still during the scan and hold your phone steady while taking your selfie.
- Follow Instructions: Read the on-screen prompts carefully to avoid errors.
- Be Patient: Wait for the confirmation screen before assuming the check is complete.
- Errors & Blank Screens: If you encounter an unclear error or blank screen, close the page and click the link again. If it still shows, try again later.
How to Do a Digital ID Check via Online Banking
If you’re using the Banking Route to verify your identity, the process involves linking your bank details securely to confirm your information. Here’s how it works:
- Log in to Your Bank via the Digital ID Check Provider:
- Use the secure link provided to access your online banking.
- Follow the steps to grant temporary access for verification purposes.
- Verify Details: Your bank will confirm your identity based on your account information.
- Confirmation: Once the process is complete, you’ll see a confirmation screen.
Tips to Successfully Complete a Banking Route ID Check
- Account Type: Ensure you’re using an eligible account. Joint, business, and investment accounts are not accepted.
- Keep Details Updated: Make sure your bank account information is current and matches the details you provided during the application.
- Follow Security Protocols: Always use the secure link provided.
Is Verifying Your ID Via Bank Safe?
Absolutely. Verifying your ID via your bank is one of the safest methods available, thanks to the use of advanced security protocols and stringent identity standards.
At Aaron’s Department, we partner with OneID, a trusted, privacy-focused solution designed with your security in mind. Here’s why OneID is a secure choice:
- Privacy-Focused: OneID doesn’t store, see, or sell your personal data. You remain in control of the information you choose to share.
- Bank-Grade Security: Data is transferred using the same high-security protocols banks rely on to protect their customers.
- Full Customer Control: Only you decide what data to share and with whom, ensuring transparency and privacy throughout the process.
What Is a Bank-Verified ID Service?
A bank-verified ID service allows you to use the information already held by your bank to confirm your identity for online services outside of banking. Here’s how it works:
- The Bank as Your Identity Provider: Your bank verifies your identity using its own databases and stringent policies, meeting Financial Conduct Authority (FCA) requirements.
- Trusted Confirmation: Once verified, the bank confirms your identity to the requested service securely and efficiently.
- Higher Standards: Because banks are committed to ensuring only authenticated users access their accounts, the verification process is of a higher standard than other methods.
Summary – How to Successfully Complete a Digital ID Check
Completing a digital ID check is a quick and secure way to verify your identity, whether you’re using a passport and selfie or your online banking details. These methods are designed to ensure accuracy while prioritising your privacy and security. Passport verification involves scanning your ID and taking a selfie, while the banking route leverages your bank’s trusted systems to confirm your details.
If you are an organisation looking to perform digital ID checks on your staff, you can read more on how to request them using the button below!
About The Author
John Schofield-Antoncich
John has processed more applications than days he has been alive, and has become the DBS expert. Got a question? He knows the answer!